Calculate National Savings Certificate returns with tax benefits under Section 80C. Get accurate maturity amounts, interest earnings, and understand the compounding benefits of NSC investments.
Enter NSC details and click "Calculate NSC Returns" to see your investment growth
Save taxes under Section 80C while building your wealth with guaranteed returns
Government-backed security ensures complete protection of your principal amount
Annual compounding helps your investment grow faster with interest on interest
Available at post offices and authorized banks across India for convenient investment
The minimum investment amount in National Savings Certificate is ₹100, and there is no maximum limit. However, tax benefits under Section 80C are limited to ₹1.5 lakhs per financial year.
Premature withdrawal is allowed only in specific cases like death of holder, forfeiture by pledgee, or on order by court. Normal premature withdrawal is not permitted.
The interest earned is taxable, but it is automatically reinvested and qualifies for Section 80C deduction in subsequent years (except the last year).
NSC VIII issue has 5-year maturity, while NSC IX issue has 10-year maturity. Currently, only NSC VIII issue is available for new investments.